For accountants & their clients

Prove where your crypto came from,
built for accountants.

NetoFi reconciles every holding across your wallets back to its origin — however many hops it takes — and shows, lot by lot, which funds your bank will accept. Native DeFi and a full, traceable tax report included.

See how it works ↓

Portfolio dashboard showing total value and net invested, with DeFi positions included

Two things our tool excels at

Source-of-funds, reconciled — not just screened

Every holding is traced back through every hop to its origin and reconciled against your own wallets, then checked lot by lot against your bank's accepted-source policy (Bank Leumi today). Not a risk score that stops a few hops out — a complete, auditable account of where the money came from, ready for the bank.

DeFi that actually shows up

Liquidity, lending, and staking positions are tracked into your portfolio value and the full value-over-time graph — both today and historically. In other tools, the moment you provide liquidity on Uniswap or deposit into Aave that value often drops off the balance and the chart. Here it stays, fully accounted for.

A tour of the dashboard

Four tabs, each built to show its work — over a real, complex portfolio.

Portfolio

Your real balance — DeFi included

Most crypto-tax tools stop at spot holdings. The moment a client provides liquidity on Uniswap or deposits into Aave, those positions vanish from the balance — so the totals are simply wrong.

We track liquidity and lending positions as first-class holdings, so portfolio value and net-invested are actually complete.

Portfolio tab — total value and net invested, including DeFi positions, with allocation and per-wallet breakdown
DeFi

Powerful DeFi drill-downs

Watch DeFi value over time, then drill from project level to the individual positions inside them.

Uniswap V2/V3/V4 Aave V3/V4 Raydium CLMM/CPMM Kamino SaucerSwap Pendle Polymarket Jupiter 1inch WETH

New protocols are quick to add: the classifier architecture is built to extend, not rewrite.

DeFi tab — drilled into the Raydium CLMM RAY/SOL pool, showing its individual liquidity positions and their value over time
Tax

Every figure traces to its source

The goal of our proactive UI is to provide accountants with a powerful tool to trace, debug and validate all numbers in our report. Capital gains, income, expenses, and gifts — each headline number expands to the cost-basis lots behind it, with the ability to link to all physical transactions.

Audit aids surface zero-basis disposals and stale open positions for the accountant to verify.

Tax tab — capital-gains summary cards and a per-asset gains table
Source of money

Innovative source-of-funds tracing

Configure a bank's policy once (Bank Leumi today). Every lot is tracked from its origin and coloured green when its source venue and coin are on the bank's whitelist — red when they aren't.

Trace any holding back through every hop to prove which funds can be wired to a bank account — the evidence banks and auditors ask for.

Source-of-money tab — provenance graph with green compliant and red non-compliant venues

Why it's different

The core difference

Reconciliation, not just screening

Risk-screening tools check an address for exposure to bad actors within a few hops and hand back a score — "probably clean." NetoFi does the opposite: it reconciles every unit across your own wallets back to a declared origin, however many hops it takes, and classifies each lot against your bank's accepted-source list. The result isn't a probability — it's a complete, auditable account of where the money came from, to your bank's rules.

A conservation invariant, checked on every run

The engine proves — portfolio-wide, in its test suite — that no cost basis is created or destroyed. To our knowledge, no consumer crypto-tax product exposes such a check.

Liquidity positions taxed at their native unit

We model an LP position by its actual liquidity, not as a $0 NFT or a pair of spot disposals — so top-ups and partial closes keep their basis instead of leaking it.

Published methodology

Our tax treatments are written up as plain-language white papers, not hidden behind a black box. Read them, challenge them, sign off on them.

Configurable per jurisdiction / bank (compliance)

Tax treatment is a config file, not a code change — and so is each bank's compliance policy for source-of-funds. Plenty of tools do jurisdictions; the configurable bank/compliance layer is what sets this apart. Israel and Bank Leumi are wired today.

Easily extensible via AI. Supported today:

Exchanges
Kraken (spot + futures) Binance (spot + futures) Bybit (spot + derivatives) Bit2C
Networks
Bitcoin Ethereum Arbitrum Base Avalanche Solana Hedera Flare XRPL Cosmos Polkadot Cardano Algorand TON VeChain
DeFi features
Uniswap V2/V3/V4 Aave V3/V4 Polymarket WETH wrap Jupiter Raydium (CLMM/CPMM) SaucerSwap V2 1inch OKX DEX DFlow Pendle Kamino Flare staking & rewards Cosmos staking Polkadot nomination pools VeChain StarGate HashPack rewards Merkl claims Spam / dust detection

Who's behind this

Yoav Giora, founder of NetoFi

Yoav Giora

Founder LinkedIn

I spent 20 years at Google as an engineering manager and technical lead — most recently leading analytics teams, responsible for measurement and high-quality datasets used across Google's own apps. Getting numbers right, in systems people audit, has been my whole career.

Crypto has been my passion for several years now. I am a DeFi expert, and built automated DeFi trading strategies. This toolkit began to solve my own problem — taxing non-trivial DeFi activity is a genuine gap — and continued far beyond, with innovative automated source-of-funds reporting strategies.

For accountants & firms

The collaborator pilot

We're onboarding a small group of accountants. The exchange is simple: real reports for your clients, in return for your professional feedback — this is who we want feedback from.

1

Bring a few clients

Share the wallet and exchange data for a handful of clients you want reports for.

2

We produce the reports

We run the toolkit and deliver tax and source-of-funds reports for those clients — under a mutual confidentiality and data agreement (free of charge).

3

You evaluate, we improve

You stress-test the numbers and tell us what real client work needs. Your feedback shapes the product.

For individuals

Prefer we just prepare your report?

Don't want to run the software yourself? We prepare a detailed source-of-funds or crypto tax report for your portfolio — the tracing, the reconciliation, the evidence — ready for a licensed accountant or lawyer to review and sign.

Source-of-funds report

Every holding traced back through every hop to its origin and reconciled against your own wallets, with per-lot compliance checked against a specific bank's whitelist — tailored to that bank's policy to maximise the chance of approval, including the "semi-clean" wallet case where only some coins or transactions qualify. Delivered as the interactive provenance dashboard plus a signable summary your professional attaches to the bank file.

from ₪4,000 + VAT

A fraction of a full external opinion — which runs into the tens of thousands — because the analysis is automated.

Crypto tax report

A full capital-gains and income report with DeFi handled natively — liquidity, lending, staking, perps and bridges — every figure tracing to the cost-basis lots and the underlying transactions behind it. Quality-tested and reconciled against the chain and each exchange on every run, so the numbers hold up under review.

from ₪1,500 + VAT

Built for the DeFi-heavy portfolios that off-the-shelf tools can't handle.

The exact price scales with the number of wallets and exchanges, chains, DeFi activity, transaction volume, and tax years — and is fixed on a short scoping call before any work begins. International clients quoted in local currency.

1

Scoping call

A short call to size the portfolio and agree a fixed quote and turnaround.

2

Secure data hand-off

You share the wallet and exchange data under a mutual confidentiality and data-processing agreement.

3

Report delivered

You receive the interactive report and a signable summary. You review, verify, and sign — we're the analyst layer, not the signatory.

Or WhatsApp +972 54 460 3109